Friday, August 7, 2020

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USDA announces the availability of funding for manufactured home repair or rehab

U.S. Department of Agriculture (USDA) South Dakota Acting State Director Bruce Jones today announced last week the availability of USDA loan and grant funding for South Dakotans who want to repair or rehabilitate a mobile or manufactured home. 

“In many places in rural Tribal areas there is a high percentage of manufactured homes that are in need of repairs.  Finding funds to assist with the needed rehabilitation for these homes is difficult. USDA has the Section 504 Home Repair program that will assist these families in need. USDA housing programs provide ways in which we can help support low and very-low income homeowners whose homes are in need of repair or rehab to bring them up-to-standard for health and safety practices,” said Jones.  

The USDA Rural Development Section 504 Home Repair Program for a two-person household income of $24,800 offers a 20-year term loans of up to $20,000 and a 1% interest rate to very-low-income residents to help them make critical repairs to their owner-occupied homes. Qualifying seniors without repayment over the age of 62 may also be eligible for up to $7,500 in grant funds.

A number of factors are considered when determining an applicant’s eligibility for USDA housing assistance. To qualify for the home repair program, must own home, site and occupy prior to application, must remove health and safety hazards, and the home must be on permanent foundation which can be either full below grade foundation or blocks, piers, or some other type of foundation with skirting, anchoring, and tie downs.

“This is a needed opportunity for our homeowners on the Rosebud Sioux Indian Reservation. We have many mobile homes that are older. The homeowner could utilize these funds to assist them with health and safety issues,” said Cheryl Whirlwind Soldier, Executive Director for the Rosebud Housing Authority.

For further information on USDA housing programs, please contact the following Housing Specialist:   

Pierre Area Office – Grady Olson,, or 605-224-8870, Ext. 4, serving Brule, Buffalo, Corson, Dewey, Gregory, Hand, Hughes, Hyde, Jones, Lyman, Mellette, Potter, Stanley, Sully, Todd, Tripp, and Ziebach. 

USDA Rural Development in South Dakota has offices in Aberdeen, Huron, Mitchell, Pierre, Rapid City, Sioux Falls, Watertown, and Yankton. For more information, visit the USDA Rural Development Website at

Since 2009, USDA Rural Development (@USDARD) has invested nearly $13 billion to start or expand nearly 112,000 rural businesses; and invested $38.2 billion in 1,057 electric projects that have financed more than 198,000 miles of transmission and distribution lines serving 4.6 million rural residents. USDA also helped 1.1 million rural residents buy homes; funded nearly 9,200 community facilities such as schools, public safety and health care facilities; and helped bring high-speed Internet access to nearly 6 million rural residents and businesses. For more information, visit To read more about USDA’s investments in rural America and its successful turnaround, visit USDA’s entry on, Rural America Is Back in Business.

 USDA is an equal opportunity provider, employer and lender.